Coronavirus early access to super - tax
I haven't written on early access to super due to lack of time and well, because everyone else has! My summarised thoughts: It's not...
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Kyle's ramblings
Apr 24, 20202 min read
Industry funds – Unlisted assets
I am a fan of many super fund options, but I can’t stress enough that it is now time to review your investment strategy because something...
Apr 3, 20201 min read
Friday Q & A – Do you help people interstate?
Question Do you help people interstate? Answer Short answer – yes! Whilst I have meeting facilities in Sydney & Newcastle my business is...
Dec 7, 20193 min read
First home super saver scheme – pro tip
I’ve written in the past of the benefits of the stupidly overly complicated First Home Super Saver Scheme and it seems to be gaining...
Jul 20, 20192 min read
What’s so bad about commissions anyway?
If you ever chat to me about financial advice you’ll quickly realise I’m super passionate that financial advice should be independent and...
Jun 28, 20192 min read
URGENT: Haven’t contributed to super in 16 months? Think about this…
I was going to post this a lot earlier however figured as it doesn’t affect a large % of millennials and find we millennials tend to...
Jun 16, 20198 min read
Friday Q & A – What are the downsides of index funds?
Question What are the downsides of index funds? Answer Firstly, sorry I’m a bit late on this one, 30 June is fast approaching! I haven’t...
Jun 7, 20193 min read
Friday Q & A – Do you only work with millennials?
Question Do you only work with millennials? Answer Based on my website and business name, there are no prizes for guessing that I...
May 24, 20192 min read
Friday Q & A – How should I invest my home deposit?
Question How should I invest my home deposit? Answer This is a question I often get asked and the question I always ask back is “how long...
May 17, 20192 min read
Friday Q & A – Do investment fees really make a difference?
Question Do lower investment fees really make much difference? Answer With most things in life, you get what you pay for. If I buy a...
May 15, 20193 min read
First Home Loan Deposit Scheme – Good, right?
So, after 6 years in Government and 1 week out from an election (coincidence?), the LNP has all of a sudden acknowledged that something...
May 3, 20196 min read
Friday Q & A – How can I buy a place?
Question How can I buy a place? Answer This is a broad question that I’ll break into two areas: How do I get the finances to buy a place?...
Apr 12, 20193 min read
Friday Q & A – At what age should a young person consider life insurance?
Question At what age should a young person consider life insurance? Answer I’ve covered the different types of life insurance and the...
Apr 12, 20194 min read
Friday Q & A – What do I need to know about investing ethically?
Question What do I need to know about investing ethically? Answer Ethical investing is a growing area of investment management as more...
Mar 29, 20192 min read
Friday Q & A – Fixed rates
Question My bank’s offering me a lower fixed rate than my current variable rate, should I fix my rate? Answer As interest rates are...
Mar 16, 20193 min read
Friday Q & A – First Home Super Saver Scheme
Question I’m looking to buy a home in the next couple of years and have heard about the First Home Super Saver Scheme. Is it worth it?...
Mar 11, 20192 min read
Investment bonds
I often hear people asking about investment bonds as a way to save for a future expense like their kid’s education. There are two reasons...
Mar 11, 20193 min read
Friday Q & A – Redraw vs offset account
Question What’s the difference between a redraw facility and an offset account? Answer Interest on a home loan is calculated on the...
Mar 8, 20194 min read
Friday Q & A – Insurance
Question I’ve been putting it off but finally looking to sort out my insurance. How much should I have? Answer There are four main...
Mar 1, 20192 min read
Friday Q & A – Managing a windfall
Question I’m halfway through spending my $500,000 inheritance due to not having a plan or a job. Is it too late to save myself? Answer...
Feb 22, 20192 min read
Friday Q & A – Paying down mortgage vs investing
Question I own my home and have money in my offset account, should I keep it there or should I invest? Answer This is one of the most...
Feb 5, 20194 min read
The Barefoot Investor
If you get a mention in The Betoota Advocate it’s a good indicator that you’re on the national agenda and no doubt The Barefoot Investor...
Feb 5, 20192 min read
Independent Financial Advice
In financial advice, the words independent, impartial and unbiased are only to be used by advisers that meet this standard. And rightly...
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