Kyle's ramblings

May 15, 20193 min read

First Home Loan Deposit Scheme – Good, right?

So, after 6 years in Government and 1 week out from an election (coincidence?), the LNP has all of a sudden acknowledged that something...

May 3, 20196 min read

Friday Q & A – How can I buy a place?

Question How can I buy a place? Answer This is a broad question that I’ll break into two areas: How do I get the finances to buy a place?...

Mar 29, 20192 min read

Friday Q & A – Fixed rates

Question My bank’s offering me a lower fixed rate than my current variable rate, should I fix my rate? Answer As interest rates are...

Mar 16, 20193 min read

Friday Q & A – First Home Super Saver Scheme

Question I’m looking to buy a home in the next couple of years and have heard about the First Home Super Saver Scheme. Is it worth it?...

Mar 11, 20193 min read

Friday Q & A – Redraw vs offset account

Question What’s the difference between a redraw facility and an offset account? Answer Interest on a home loan is calculated on the...